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First Horizon Corporation

Score Underwriter

MEMPHIS, TN 38103

full_time

About the role

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
• Medical with wellness incentives, dental, and vision 
• HSA with company match 
• Maternity and parental leave 
• Tuition reimbursement 
• Mentor program 
• 401(k) with 6% match 
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities 
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Location: Onsite at location listed in on posting

Summary

First Horizon is seeking  a motivated individual for a Centralized Lending Score Underwriter Position to assist with adding quality loans to our loan portfolio. The role supports the line side with new loan originations.  All loan types up to 250M. Business credit cards up  50M -100M  and our renewal portfolio management up to 1MM in exposure.

  • Review all types of credit applications for approval.
  • Analyze credit and audit renewal files for compliance
  • Make sure all applications have all needed documentation with determining debt to income ratio and financial stability. 
  • Perform credit and background inquiries. 
  • Prepare pricing summary sheets and rate lock tickets.  
  • Prepare credit approval documentation for approved loans.
  • Review credit reports and determine validity of future customers
  • Review and Approve SBA Express and Scored request for approval or decline
  • Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.
  • Independent  and dependent worker
  • Detail oriented